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Bank Promotions 2016 Wells Fargo, Chase, BOA, And More!

June 22, 2016 - Stocks
Bank Promotions 2016 Wells Fargo, Chase, BOA, And More!

Find the best bank promotions, bonuses, offers and deals for 2016 here.

Listed below are the best promotions from the biggest banks in the nation, such as Wells Fargo, Chase, Bank of America, US Bank, PNC Bank, Regions Bank, SunTrust Bank, TD Bank, Fifth Third Bank, KeyBank, Capital One, Citibank, and many others.

You’ll also find the best bonuses from online banks available to everyone nationwide, such as Ally Bank, Capital One 360, Discover, EverBank, and Charles Schwab to name a few.

There are promotions for personal Checking accounts, Savings accounts and Business accounts that will earn you cash bonuses for $100, $200, $300, $400, $500, and on up to $1,000.

Helpful Pages
Best Bank Promotions And Bonuses

This first table below lists the best bank promotions, bonuses, and offers currently available.

The links go directly to the offers on the banks’ websites, but you may want to read my review of the details also.

Chase Total Checking® and Chase SavingsSM $250 Coupon
This $250 coupon is a combination of two offers: a $150 bonus for the Chase Total Checking® and a $100 bonus for the Chase SavingsSM.

Open a new Chase Total Checking® account with a minimum $25 deposit and make a qualifying Direct Deposit (electronic transfer for paycheck, pension or government benefits) within 60 days of account opening. Your $150 bonus will be deposited within 10 business days once requirements are met.

Open a new Chase SavingsSM account and deposit at least $10,000 within 10 business days of account opening, and maintain at least a $10,000 balance for 90 days from when the deposit was made. You’ll receive the $100 bonus within 10 business days once requirements are met.

You can’t apply directly online for this offer, and will have to enter in your email to receive a coupon code for an in-branch visit. Also, you can choose to apply for just one of the two accounts, and qualify for that respective bonus offer.

These accounts do have a monthly service fee, which can easily be waived. Read my full review for all the details. Offer expires 07/18/2016.

Chase Bank
 Chase Premier Plus CheckingSM $300 Coupon
There is a $300 bonus offer available for the Chase Premier Plus CheckingSM account, which has a few more features than the Chase Total Checking® account above.

The monthly service fee is higher at $25, but it can be waived by keeping an average daily balance of at least $15,000 between all of your Chase accounts (Checking, Savings, and other balances). You can also waive it by having automatic payments from your Chase account to a qualifying linked Chase mortgage.

To qualify for the promotion, open a new account with a minimum $25 deposit, and have Direct Deposit (electronic transfer of paycheck, pension, or government benefits) made to the account. Once you’ve met the requirements, the bonus will be deposited into your account within 10 business days.

You can apply online, or have a coupon code emailed to you for an in-branch visit. Read my full review here. Offer expires 07/18/2016

Chase Bank
TD Bank $150, $300, Free Smartphone Promos
 
The first offer is for a free Samsung Galaxy Smartphone (new 2-year service contract required with either Sprint or Verizon) and is only available online for a new TD Bank Convenience Checking accountSM. This account has a $15 monthly maintenance fee, but you can have it waived by keeping a daily balance of at least $100. Read my full review here.

TD Bank also has an awesome new limited time promotion where you can earn a $150 or $300 bonus for a new personal Checking account. Direct deposit is a requirement for this offer, and it’s only available when you apply online.

The $150 bonus is for the TD Convenience Checking account. Within 60 days of opening the account, you’ll need to have cumulative direct deposits of $500 or more.

The $300 bonus is for their TD Premier Checking account. The direct deposit requirement is $2,500 or more within 60 days of account opening.

I reviewed these new offers here.

TD Bank has branches in the following states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT.

 TD Bank

Capital One 360: Up To $1000 In Referrals
 
Open either(or both) the Capital One 360 Checking or Capital One 360 Savings account, and you can make $20 for each person you refer, up to $1,000.These are online accounts and available to everyone nationwide.

Once you’ve signed up for either account (or both), you can log into your account online and you’ll see a “Refer a Friend” tab where you can share your referral code via Facebook, Twitter, or Email.

These are some of the best choices for an online Checking and Savings account also. Read my full review here.

Capital One 360
Capital One 360: Up To $50 Bonus
 
You can earn up to a $50 bonus by opening a Capital One 360 Checking and Savings accountOpen a new Capital One 360 Checking with a minimum deposit of $250 and make at least 3 debit card OR Person2Person payments within 45 days of account opening, and you’ll receive a $25 bonus to your account within 50 days.

Then, pair with a new Capital One 360 Savings account with at least a $250 opening deposit to receive another $25 bonus. These online accounts are available to everyone nationwide.

Once you’ve signed up to receive your bonus money, you can then refer family and friends and make $20 per referral, up to $1,000. Read my full review here.

Capital One 360
BBVA Compass NBA Checking $125 Bonus
This $125 promotion is for a new BBVA Compass NBA Checking account and is available to everyone nationwide. Open a new account with a $25 minimum opening deposit and initiate the bonus game in your account Online or via the Mobile app. You’ll then have to make 3 qualifying bill payments of at least $50 each to unrelated third parties within 90 days. Once requirements are met, you can redeem for a $100 NBAStore.com gift card.

You can then initiate other bonus games in your account for $25 in bonuses ($15 Amazon gift card + $10 iTunes gift card). Read my full review here.

Other popular Checking accounts from BBVA Compass bank are the ClearChoice Checking (free checking) and ClearChoice Premium Checking (interest checking).

BBVA Compass
Northpointe Bank Checking $50 Bonus And 5.00% APY
MoneysMyLife has partnered with Northpointe Bank to offer a $50 sign-up bonus (use our promo code MML) for opening a new UltimateAccount, which earns 5.00% APY on balances up to $5,000. All you need to do to receive the bonus is open a new account with a $100 minimum opening deposit (bank account bonuses don’t get any easier!).

A $50 bonus may not sound like much, but the minimal requirements (Direct Deposit NOT required!) and the fact that this Online Checking account offer is available to everyone nationwide makes this a popular offer. Read my full review here for all the details on getting the bonus. Offer expires 07/31/2016.

Northpointe Bank
KeyBank Checking $200-$300 Bonuses
Here are three promotions from KeyBank for their personal Checking accounts that can earn you $200-$300 bonusesThe $200 bonus is for a new Key Express (this is the basic banking account in New York), Key Advantage®, Key Privilege® or Key Privilege Select Checking® account. You’ll have to use offer code ONAS0516 when opening and make one direct deposit of $500 or more within 60 days after account opening. Offer expires 10/07/16.

The $300 bonus offer is also for a new Key Advantage®, Key Privilege®, Key Privilege Select Checking® or Key Express Checking® Account. The bonus requirements are the same but you’ll need to use offer code EDGT0616 by 07/01/16.

There’s also another $300 promotion from KeyBank with the same requirements as the one above, but you’ll have to use offer code RETA0516. Expires 7/22/16.

KeyBank has branch locations in these states: AK, CO, FL, ID, IN, ME, MI, NY, OH, OR, UT, VT, and WA. You can read my full review here.

KeyBank

 Regions LifeGreen Checking $200 Bonus
 
Open a new Regions Bank LifeGreen Checking account online or have a coupon voucher emailed to you for an in-branch visit for this $200 offerOpen a new account using offer code 200DIG, make 10 purchases with the Regions Visa Checkcard within 60 days, make $500 or more in direct deposits within 60 days, and you’ll receive the $200 bonus within 120 days. Offer expires 06/30/2016.

Regions Bank has locations in these states: AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, TX, and VA.

Regions also has a referral offer where you can earn $150 with their Business Checking account.

Read about all offers in my full review here.

 Regions Bank
 PNC Bank $300 Checking Bonuses
 
PNC Bank is offering a $300 bonus for both their personal and business checking accounts. For the personal checking account offer, open a new Virtual Wallet with Performance Select account, establish total qualifying direct deposit(s) of $5,000 to the new account, and make at least 10 purchases with your PNC Bank Visa® Debit Card. Do all this within 60 days of account opening. You can also opt for the $50 or $200 bonus, which has fewer bonus requirements. Offer expires 06/30/2016.

The business checking offer requires a new PNC business checking account, a new PNC Merchant Services account to earn $200, and a statement credit of $100 with a new PNC Bank business credit card. Offer expires 06/30/2016.

PNC has branch locations in these states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV. Read my full review here.

PNC Bank

 Fifth Third Bank $200 & $400 Bonuses
The $200 bonus from Fifth Third Bank is for a new personal Essential Checking account, and you’ll have to set up direct deposit and make 3 Online Bill payments to qualify. Offer expires 07/23/2016.

The $400 Business Checking account offer doesn’t require Direct Deposit. You’ll just need to complete 5 Business Debit Card transactions and maintain an average balance of $5,000 during the first 60 days of account opening. Offer expires 06/17/2016.

Fifth Third Bank has locations in these states: FL, GA, IL, KY, MI, MO, NC, OH, PA, TN, and WV. Read my full review here.

 Fifth Third Bank

SunTrust Bank Personal & Business Checking

Earn up to a $250 Checking account bonus with a new SunTrust Personal Checking and Savings account. The first offer is for a $250 bonus when you open both a Select Checking and Select Savings account. The $200 bonus for the Select Checking account will require $2,000 or more in qualifying direct deposits within 60 days of account opening. You can then earn the additional $50 bonus when you open the Select Savings account and deposit at least $5,000 within 14 days of account opening.

The second offer is for a $150 bonus when you open both an Essential Checking and Essential Savings account. The $100 bonus for the Essential Checking account requires at least $500 in qualifying direct deposits within 60 days of account opening. The additional $50 bonus for the Essential Savings account will still require at least $5,000 in new balances within 14 days of account opening.

Offers are set to expire on June 17, 2016.

SunTrust Bank is also offering a $200 bonus for their Business Checking accounts. Eligible accounts are the Primary Business Checking, Total Business Checking, and SunTrust Business Advantage Plus. Within 30 days of account opening, you’ll have to make $1,500 or more in qualifying deposits (NOT direct deposits), and sign up for their Online Cash Manager tool (and sign-on at least once). Use promotion code SB16SUMMEROL (expires July 30, 2016) if opening online, and code SB16SUMMERCPN (expires August 06, 2016) if via phone/in-branch.

SunTrust Bank has locations in these sates: AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, and WV.

For all the details on these promotions, you can read my full review here. You have to be sure to apply the corresponding promo codes!

SunTrust Bank

Santander Bank $150 Checking Bonus

Santander Bank is currently offering a $150 bonus for opening a new checking account. Direct Deposits totaling $500 or more within the first 90 days will be required for this offer. Be sure to keep your account open for at least 90 days.

Eligible accounts include the Simply Right Checking, Basic Checking, and Premier Plus Checking.

This offer is set to expire on 06/30/2016.

Santander Bank has locations in these states: CT, DE, MA, NH, NJ, NY, PA, and RI. Read my full review here.

Santander Bank

BMO Harris Bank $200 Checking Bonus

BMO Harris Bank is offer a $200 cash bonus for opening an eligible checking account. You’ll have to set up qualifying direct deposits of at least $300 each, and the first must occur within 60 days of account opening.

Eligible accounts include the Everyday Checking, Select Checking, and Portfolio Checking accounts.

This offer is set to expire on July 02, 2016.

BMO Harris bank has locations in these states: AZ, FL, IL, IN, KS, MN, MO, WA, and WI. Read my full review here.

BMO Harris
Discover High-Yield Online Savings Account
Open a Discover Savings account and earn a higher interest rate on your balances than many of the big local banks. This is an Online Savings account, so that means there won’t be many of the traditional fees associated with your big local banks. The minimum opening balance is $500, and there is no monthly maintenance fee and no minimum balance fee to worry about.

As of 06/12/2016, the rate is 0.95% APY on all balances. I personally use this account for a big portion of my savings. Read my full review here.

Discover Bank
EverBank Online Checking Bonus 1.60% Interest
The EverBank Yield Pledge Checking Account is an online checking account available to everyone nationwide, and it promises to always earn a top 5% yield (there’s a 6-month Bonus Interest Rate of 1.60% currently).

The minimum opening balance is $1,500 and EverBank does not charge any ATM fees on their end. If you keep a minimum average daily balance of $5,000, EverBank will automatically reimburse ATM fees paid at other U.S. ATMs every month. Read my full review here.

EverBank
Biggest Nationwide And Regional Banks

The table below lists the best Checking, Savings and Business account promotions and cash bonuses from the major banks with branch locations nationwide, and those specific to local regions/states. The banks are ranked by the number of branches, with the biggest banks first.

Only banks with at least 400 branch locations are listed, as those are the most sought after bonus offers.

[DD] = Direct Deposit IS Required

BANK [# BRANCHES]
LOCATIONS
PROMOTION
REVIEW
Wells Fargo Bank
[6000+]
Nationwide $100 Checking Bonus Expired 06/03/16
*Read the review to find out more about obtaining a $100 bonus offer
*Read about the $500 Bed Bath & Beyond Gift Card Promo
Review
Chase Bank
[5300+]
Nationwide $300 Checking Coupon [DD] Exp. 07/18/16
$250 Checking Coupon [DD] Exp. 07/18/16
$150 Checking Coupon [DD] Exp. 07/18/16
$100 Savings Coupon Exp. 07/18/16
Review
Bank of America
[4800+]
Nationwide $300 Business Checking [DD] Exp. 12/31/16
$200 Business Checking Exp. 12/31/16
$100 Business Checking Exp. 12/31/16
$100 Checking Bonus [DD] Exp. 12/31/16 *Scroll down page for offer
Free Museums Offer
Free McAfee Offer
30 Free Merrill Edge Trades/Mo Offer
Review
U.S. Bank
[3200+]
Nationwide $200 Checking Bonus [DD] *Expired, but still sent out to targeted customers
$100 Savings Bonus
Targeted Checking Bonus Info
Review
PNC Bank
[2700+]
AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, RI, SC, VA, WI, WV $50-$300 Checking Bonus [DD] Exp. 06/30/16
$300 Business Checking Exp. 06/30/16
Review
BB&T (Branch Banking and Trust)
[2100+]
AL, DC, FL, GA, IN, KY, MD, NC, NJ, OH, PA, SC, TN, TX, VA, WV $150 Checking Bonus Expired Review
Regions Bank
[1600+]
AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, TX, VA $200 Checking Bonus [DD] Exp. 06/30/16
$150 Business Checking
Review
SunTrust Bank
[1400+]
AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, WV $200 Business Checking Bonus Exp. 08/06/16
$150 & $250 Checking/Savings Bonus [DD] Exp. 06/17/16
Review
TD Bank
[1300+]
CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT Free Samsung Galaxy Checking Bonus *While Supplies Last
$150/$300 Checking Bonus *Limited Time Offer
Review
Review
Fifth Third Bank
[1300+]
FL, GA, IL, KY, MI, MO, NC, OH, PA, TN, WV $200 Checking Bonus [DD] Exp. 07/23/16
$400 Business Checking Exp. 06/17/16
Review
KeyBank
[1000+]
AK, CO, FL, ID, IN, ME, MI, NY, OH, OR, UT, VT, WA $300 Checking Bonus [DD] Exp. 07/01/16
$300 Checking Bonus [DD] Exp. 07/22/16
$200 Checking Bonus [DD] Exp. 10/07/16
Review
The Huntington National Bank
[950+]
FL, IN, KY, MI, OH, PA, WV $250 Checking Bonus (Ebay Coupons)
$200 Checking Bonus Exp. 06/30/16
Review
M&T Bank (Manufacturers and Traders Trust)
[850+]
CT, DC, DE, FL, MA, MD, NJ, NY, OR, PA, VA, WV $150 Checking Bonus [DD] Exp. 06/30/16 Review
Citizens Bank
[850+]
CT, DE, GA, IA, IN, KY, MA, MI, MO, MS, NH, NM, NY, OH, OR, PA, RI, TN, TX, VA, VT, WI $1000 Savings Promotion
$250 Savings (Gift Cards)
Review
Capital One
[800+]
CT, DC, DE, LA, MD, NJ, NY, TX, VA $800 Business Products Expired
$600 Investing Account Bonus
$400 Savings Bonus Expired
Review
Citibank
[800+]
CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX, VA $400 Checking Bonus Exp. 08/31/16
50K Points Checking Bonus Exp. 06/30/16
$1000 Investing
Expired 04/30/16

$500 Savings Bonus Exp. 05/31/16
Review
Woodforest National Bank
[750+]
AL, FL, GA, IL, IN, KY, LA, MD, MS, NC, NY, OH, PA, SC, TX, VA, WV *Promotions Uncommon
0.20% APY Checking
Review
BBVA Compass
[650+]
AL, AZ, CA, CO, FL, NM, TX $125 Checking Bonus
Free Checking Account
Interest Checking Account
Review
Santander Bank, N.A.
[650+]
CT, DE, MA, NH, NJ, NY, PA, RI $500 Business Checking Expired 04/30/16
$150 Checking Bonus [DD]Exp. 06/30/16
Review
BMO Harris Bank
[600+]
AZ, FL, IL, IN, KS, MN, MO, WA, WI $200 Checking Bonus [DD] Exp. 07/02/16
$100 Checking Bonus [DD]
Review
Bank of the West
[550+]
AZ, CA, CO, IA, ID, KS, MN, MI, ND, NE, NM, NV, NY, OK, OR, SD, TX, UT, WA, WI, WY $150-$300 Checking Bonus Expired Review
First Citizens Bank
[550+]
AZ, CA, CO, FL, GA, KS, MD, MO, NC, NM, OK, OR, SC, TN, TX, VA, WV $200 Checking Bonus Exp. 06/30/16 Review
Zions Bank
[450+]
AZ, CA, CO, ID, NM, NV, OR, TX, UT, WA, WY Local Offers/Discounts
$250 Credit Cards
Cash Back Shopping
Review
Comerica Bank
[450+]
AZ, CA, FL, MI, TX *Promotions Uncommon
Interest Checking & CDs
Review
First Niagara Bank
[400+]
CT, MA, NY, PA $200 Checking Bonus [DD] Expired online; may be available in-branch Review
People’s United Bank
[400+]
CT, MA, ME, NH, NY, VT Free Credit Monitoring
$50 Referral Checking Bonus *Unavailable when I last checked!
Review

Promotions From Online Banks

The following table lists promotions and offers from Online Banks, which are available to everyone nationwide. Online Banking is becoming more popular everyday, providing fewer fees and oftentimes better rates than local brick-and-mortar institutions can.

Lately I’ve been embracing online bank accounts. I personally have these accounts open:

  • Capital One 360 Savings: I had my savings in this account for about 2 years, earning a good rate (~0.75% APY) before switching over to a Discover Online Savings account for a higher rate. I now use my Capital One 360 account to earn $20 per referral (up to $1,000 max).
  • Discover Online Savings: I currently have this account for my savings because they’re offering a great rate on ALL balances (currently 0.95% APY).
  • Charles Schwab: I love traveling, and discovered I needed a better solution for ATM withdrawals overseas, and while traveling in general. The High Yield Investor Checking Account is my secret weapon now. You can use the debit card at any ATM that accepts Visa worldwide. Now here’s the best part – Charles Schwab doesn’t charge ATM fees anywhere, and they will reimburse you for ATM fees other banks/institutions charge! You’ll have to open up a Charles Schwab brokerage account as well, but you’ll never have to use it, deposit funds into it, or keep any kind of balance while it’s linked to the Checking account. The reps understand people open up both accounts just to use the Checking, and will ask if you even have any interest in using the Brokerage services.

Check out these accounts and others below.

BANK
PROMOTIONS & OFFERS
REVIEW
Ally Bank $500 IRA Expired 05/31/16
Online Savings 1.00% APY Rate
Review
Bank5 Connect See Rates Review
Bank Of Internet $50 Checking Exp. 07/09/16
Checking Rates
Review
Barclays Bank Online Savings And CDs Review
BBVA Compass Bank $125 NBA Checking Bonus (available nationwide)
ClearChoice Money Market 1.10% APY (available nationwide)
Certificate of Deposits 1.25% & 1.35% APY(available nationwide)
Review 
Capital One 360 Checking or Savings $1000 In Referrals.
$50 Bonus($25 Each) Checking & Savings
$200 Checking Exp. 07/31/16
Review
Charles Schwab $100 Brokerage *Can link to High Yield Investor Checking Review
Dime Savings Bank Money Market 1.10% APY Review
Discover Savings 0.95% APY Savings Review
EverBank 1.60% Bonus Interest Checking Review
First Internet Bank See Rates Review 
iGOBanking See Rates Review 
Moven Mobile Banking  
Nationwide Bank Checking Accounts Review 
Northpointe Bank $50 Bonus & 5.00% APY Checking Exp. 07/31/2016 Review
Sallie Mae Bank Money Market, Savings, CD Rates Review
Scottrade Free Online Checking *Click on the Online Banking tab for details
No Monthly Fees
No ATM fees
ATM fee reimbursements charged by other banks.
Earn up to a $2000 bonus for their brokerage account, which you can link to the Online Checking.
Review
Simple Online/Mobile Banking  
Synchrony Bank High Yield Savings 1.05% APY Review
TIAA Direct $200 Checking Bonus Exp. 07/15/2016
$100 Checking And $50 Savings
*Offer for employees of TIAA partners

$150 Checking Expired
Review 
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This article, Bank Promotions 2016 Wells Fargo, Chase, BOA, And More!, first appeared on MoneysMyLife.